BC Take-Home Pay Calculator (2026)

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Frequently asked questions

How is take-home pay calculated in BC in 2026?

Gross salary minus federal income tax (14% to 33% across five brackets), BC provincial tax (5.6% to 20.5% across seven brackets), CPP contributions (5.95% up to $74,600 plus CPP2 of 4% from $74,600 to $85,000), and EI premiums (1.63% up to $68,900 of insurable earnings).

What are the BC tax brackets for 2026?

BC 2026 brackets: 5.6% up to $50,363; 7.7% to $100,728; 10.5% to $115,648; 12.29% to $140,430; 14.7% to $190,405; 16.8% to $265,545; and 20.5% above that. Note the lowest rate rose from 5.06% to 5.6% in the BC 2026 Budget.

What are the federal tax brackets for 2026?

Federal 2026 brackets: 14% up to $58,523; 20.5% to $117,045; 26% to $181,440; 29% to $258,482; and 33% above. The basic personal amount is up to $16,452.

How much CPP and EI do I pay in 2026?

CPP: 5.95% of earnings between $3,500 and $74,600 (max $4,230.45), plus CPP2 of 4% on earnings between $74,600 and $85,000 (max $416). EI: 1.63% of earnings up to $68,900 (max $1,123.07).

Is this calculator exact?

It is a close estimate for a BC employee with standard credits (basic personal amounts, CPP/EI credits, BC tax reduction). RRSP contributions, benefits, union dues, dependants and other credits will change your actual net pay.

What changed recently

• June 12, 2026: Verified 2026 federal and BC brackets, the new 5.6% lowest BC rate, CPP/CPP2 maximums ($74,600 / $85,000 YMPE/YAMPE) and the 1.63% EI rate.
• March 2026: BC Budget 2026 raised the lowest provincial rate from 5.06% to 5.6% and increased the BC tax reduction credit to $690.

Official sources

• CRA — Federal and provincial tax rates (canada.ca)
• CRA — CPP contribution rates and maximums
• CRA — EI premium rates and maximums