Super Visa Insurance Cost Estimator (2026)
Super Visa insurance for the mandatory $100,000 coverage typically costs $900–$1,500/year at ages 55–64, $1,500–$2,100 at 65–69, and $2,600–$4,200 at 75–79 in 2026. Age and pre-existing conditions drive the price; instalment payment is allowed.
Figures verified June 12, 2026 against official sources listed below.
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Frequently asked questions
- How much does Super Visa insurance cost in 2026?
- For the mandatory $100,000 minimum coverage, typical 2026 annual premiums are roughly: $900–$1,500 for ages 55–64, $1,500–$2,100 for ages 65–69, $1,900–$2,800 for ages 70–74, $2,600–$4,200 for ages 75–79, and $4,000–$8,000+ for 80+. Age and pre-existing conditions are the biggest factors.
- Is medical insurance mandatory for a Super Visa?
- Yes. Applicants must show proof of medical insurance from a Canadian insurance provider (or an approved foreign provider) with at least $100,000 in emergency coverage, valid for at least one year from the date of entry.
- Can I pay Super Visa insurance monthly?
- Yes. IRCC allows the insurance to be paid in instalments. Most insurers offer monthly payment plans, usually with a small surcharge and an upfront deposit of one to two months.
- Can I get a refund if the Super Visa is refused?
- Most Canadian insurers provide a full refund if the visa is refused before the policy starts (proof of refusal required), and partial refunds if the visitor leaves Canada early with no claims. Check the policy's refund terms before buying.
- How can I lower the Super Visa insurance premium?
- Choose a higher deductible ($1,000–$5,000 can reduce the premium 10–30%), compare at least three providers, buy only the coverage period you need, and consider whether stable pre-existing condition coverage is necessary — it raises premiums roughly 25–40%.
What changed recently
- June 12, 2026: Premium ranges re-verified against published 2026 broker rate guides (BestQuote, PolicyAdvisor, rates.ca).
Official sources
This tool provides general information and estimates only. It is not immigration, legal, tax, or financial advice. For immigration advice, consult a licensed RCIC consultant or immigration lawyer; for tax matters, consult the CRA or an accountant. Always confirm current requirements on official Government of Canada / British Columbia websites before acting.